Terms of Use

What CardLoupe is. CardLoupe is an independent editorial publisher of credit card research and comparisons. We are not a bank, lender, credit card issuer, credit counselor, or financial advisor, and nothing on this site is individualized financial advice or a guarantee of approval for any product.

Accuracy. We research and verify card terms as of the "Last Verified" date shown on each card, sourced from issuer disclosures. Terms change — always confirm current rates, fees, and terms directly with the issuer via the paired "Rates & fees" link before applying.

How we make money. CardLoupe may earn a commission when you click certain links and are approved for a product. This compensation never influences our scores, rankings, or editorial content — see our Methodology page for how scoring works and our Trust Ledger for a public record of every ranking-affecting change and why it happened.

Insurance content. Where CardLoupe publishes insurance-related content, it is general educational information only, not insurance advice, and not a quote, offer, or comparison of specific policies. CardLoupe is not a licensed insurance producer or agency.

Acceptable use. Don't scrape, misrepresent, or use this site to violate any law.

No warranty; limitation of liability. This site is provided "as is." To the fullest extent permitted by law, CardLoupe is not liable for decisions made based on content here, or for third-party sites we link to.

Governing law. These terms are governed by the laws of STATE — placeholder, set once the LLC's home state is finalized, without regard to conflict-of-law principles.

Changes. We may update these terms; continued use means you accept the current version.

Contact. CONTACT EMAIL — placeholder