Wells Fargo · Good credit
Wells Fargo Autograph
3x on a wide set of everyday categories (dining, travel, gas, transit, streaming, phone plans) with no annual fee.
Welcome bonus
20,000 bonus points after $1,000 spend in 3 months
Rates & fees unavailable
Terms & pricing
- Annual fee
- $0Rates & fees unavailable
- Purchase APR
- 19.49%–29.49% variable APRRates & fees unavailable
- Intro APR on purchases
- NoneRates & fees unavailable
- Balance transfer
- NoneRates & fees unavailable
- Foreign transaction fee
- None
- Welcome bonus value (est.)
- $200Rates & fees unavailable
- Est. first-year value
- $420
- Est. ongoing annual value
- $220
Rewards (Points)
3x on Restaurants, Travel, Gas, Transit, Streaming, Phone Plans
1x on All Other Purchases
Benefits & protections
No added benefits.
What we'd flag
- No bonus category for groceries
- Fewer redemption options than Wells Fargo's fee-charging travel cards
Where these numbers come from
Terms retrieved Sep 4, 2026 and verified Sep 7, 2026 by tom.brune@gmail.com.