Chase · Good credit
United Quest
Mid-tier United co-brand with a large statement-credit stack that can offset much of the $350 fee for active flyers.
Welcome bonus
Up to 100,000 bonus miles + 3,000 PQP after $4,000 spend in 3 months
Rates & fees unavailable
Terms & pricing
- Annual fee
- $350Rates & fees unavailable
- Purchase APR
- 19.74%–28.24% variable APRRates & fees unavailable
- Intro APR on purchases
- NoneRates & fees unavailable
- Balance transfer
- NoneRates & fees unavailable
- Foreign transaction fee
- None
- Welcome bonus value (est.)
- $1,000Rates & fees unavailable
- Est. first-year value
- $2,500
- Est. ongoing annual value
- $1,000
Rewards (Miles)
10x on United Flights
Combined rate; base + bonus
2x on Dining, Streaming, Other Travel
1x on All Other Purchases
Benefits & protections
No added benefits.
What we'd flag
- $350 annual fee
- Credits require active use across specific merchants to offset the fee
Where these numbers come from
Terms retrieved Sep 4, 2026 and verified Sep 7, 2026 by tom.brune@gmail.com.