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Chase · Good credit

United Explorer

United's mainstream co-brand, recently repriced to $150 with expanded United-specific credits.

52CardLoupe Score

Last verified by tom.brune@gmail.com

See what changed (1)How we make money

Welcome bonus

60,000 bonus miles after $3,000 spend in 3 months

Rates & fees unavailable

Terms & pricing

Annual fee
$150Rates & fees unavailable
Purchase APR
20.49%–27.49% variable APRRates & fees unavailable
Intro APR on purchases
NoneRates & fees unavailable
Balance transfer
NoneRates & fees unavailable
Foreign transaction fee
None
Welcome bonus value (est.)
$600Rates & fees unavailable
Est. first-year value
$1,300
Est. ongoing annual value
$550

Rewards (Miles)

  • 2x on United Purchases

  • 2x on Dining And Hotels Booked Directly

  • 1x on All Other Purchases

Benefits & protections

No added benefits.

What we'd flag

  • Fee rose from $95 to $150 in 2026
  • Elevated earning is narrow outside United and dining/hotel categories

Where these numbers come from

Terms retrieved Sep 4, 2026 and verified Sep 7, 2026 by tom.brune@gmail.com.

Issuer source page

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