Citi · Good credit
Citi Double Cash
Effectively 2% on everything — 1% when you buy and 1% when you pay it off — with a long balance transfer intro.
Welcome bonus
$200 cash back after $1,500 in purchases in the first 6 months.
Terms & pricing
- Annual fee
- $0Rates & fees
- Purchase APR
- 17.49%–27.49% variable APRRates & fees
- Intro APR on purchases
- NoneRates & fees
- Balance transfer
- 0% for 18 months, 3% feeRates & fees
- Foreign transaction fee
- 3%
- Welcome bonus value (est.)
- $200Rates & fees
- Est. first-year value
- $500
- Est. ongoing annual value
- $300
Rewards (Cash back)
2% back on All Purchases
1% when you buy plus 1% as you pay it off
Benefits & protections
No added benefits.
What we'd flag
- No intro APR on purchases
- 3% foreign transaction fee
- Second 1% only earns as you repay
Where these numbers come from
Terms retrieved Sep 3, 2026 and verified Sep 3, 2026 by CardLoupe owner review.