Chase · Good credit
Chase Freedom Unlimited
A flat 1.5% floor with elevated travel, dining and drugstore earning, no annual fee.
Welcome bonus
$200 bonus cash back after $500 in purchases in the first 3 months.
Terms & pricing
- Annual fee
- $0Rates & fees
- Purchase APR
- 18.24%–27.74% variable APRRates & fees
- Intro APR on purchases
- 0% for 15 monthsRates & fees
- Balance transfer
- 0% for 15 months, 5% feeRates & fees
- Foreign transaction fee
- 3%
- Welcome bonus value (est.)
- $200Rates & fees
- Est. first-year value
- $480
- Est. ongoing annual value
- $280
Rewards (Cash back)
5% back on Travel Booked Through The Issuer Portal
3% back on Dining
3% back on Drugstores
1.50% back on All Other Purchases
Benefits & protections
No added benefits.
What we'd flag
- 3% foreign transaction fee
- Top travel rate requires booking through the issuer portal
Where these numbers come from
Terms retrieved Sep 3, 2026 and verified Sep 3, 2026 by CardLoupe owner review.